Predict future balance attrition with early warning signals of abnormal withdrawals
Key Capabilities
AI-based balance attrition prediction
AI-based balance attrition prediction
- Prioritize client outreach and intervention using a machine learning-driven risk score that predicts the likelihood of client balance attrition
- Improve the detection of portfolio risk with machine learning models that leverage all available internal and external data
- Provide closed-loop feedback to enable AI models to improve over time and identify new patterns
AI-based early warning signals
AI-based early warning signals
- Detect early warning signals of abnormal client behavior, including balance patterns, payment activity and product usage, in the context of the external market environment
- Analyze interpretable machine learning model output with actionable insights to improve client relationships, satisfaction, and lifetime value
360-degree customer view
360-degree customer view
- Unify data from disparate internal and external source systems into a single view of the client’s entire relationship
- Visualize thousands of time-based analytics that model client behavior and expose behavioral patterns
- Observe automatic updates in AI model predictions and changes in behavioral patterns as new data arrive
Balance forecasting and anomaly detection
Balance forecasting and anomaly detection
- Review detailed AI-driven forecasts of client account balances over configurable time horizons
- Detect abnormal client behavior, including anomalous balance and transaction changes that deviate from forecasts
Rate sensitivity and price optimization
Rate sensitivity and price optimization
- Predict client sensitivity to rates paid and fees associated with treasury, liquidity, and other payments services
- Create targeted rate and product pricing offers using AI to optimize profitability by client
Explainable AI and interpretability
Explainable AI and Interpretability
- Analyze AI recommendations that guide proactive client intervention
- Leverage easy-to-interpret AI insights to devise targeted cash management strategies
Scope
C3 AI Cash Management benefits treasury and payments teams across a broad range of treasury and liquidity management challenges.
Built For
Corporate Banking
SMB Banking
Retail Banking
Private Wealth Management
Use Cases
Balance attrition prediction
Balance forecasting and anomaly detection
Rate and price sensitivity analyses
Benefits for Application Users
Relationship Managers
Prioritize client intervention activities using AI-based predictions of balance attrition likelihood and identification of anomalous balances using advanced AI forecasting techniques.
Treasury & Liquidity Strategists
Devise targeted rate and pricing strategies in a single interface using AI insights and a 360-degree view of the client.
Treasury & Liquidity Managers
Gain visibility into client account balances, uncover balances at risk by behavioral segments, and direct proactive strategies that reduce portfolio volatility while growing balances.
Data and Architecture
